D&D Insurance LLC - Florida Medicare Brokers
D&D Insurance LLC - Florida Medicare Brokers
The Medicare Masters
What is Medicare Advantage?
What is Medicare Advantage?
Medicare Advantage, also known as Part C, include Part A (Hospital) and Part B (Medical). It is provided through private insurance companies approved by Medicare.
Medicare Advantage, also known as Part C, include Part A (Hospital) and Part B (Medical). It is provided through private insurance companies approved by Medicare.
How do I choose my Doctor?
How do I choose my Doctor?
Typically you have to use plan doctors through an HMO, or PPO network. What are the Differences between these?
Typically you have to use plan doctors through an HMO, or PPO network. What are the Differences between these?
HMO
HMO
- You have to stay in the network for service. If you go out of the network you have not coverage. (Except in emergencies)
- You typically have to have a referral to see a doctor
- You have to have a Primary Care Physician
- Your care, overall, is more closely managed in an HMO, and in return your copays are usually lower than a PPO
- You have to stay in the network for service. If you go out of the network you have not coverage. (Except in emergencies)
- You typically have to have a referral to see a doctor
- You have to have a Primary Care Physician
- Your care, overall, is more closely managed in an HMO, and in return your copays are usually lower than a PPO
PPO
PPO
- You have the flexibility to see doctors in and out of network. Although Out of Network doctors will cost more
- You can see a specialist without a referral
- You have a bit more control over your health, and in return, your copays may be slightly higher than an HMO
- You have the flexibility to see doctors in and out of network. Although Out of Network doctors will cost more
- You can see a specialist without a referral
- You have a bit more control over your health, and in return, your copays may be slightly higher than an HMO
How Much does it Cost?
How Much does it Cost?
- Most people pay the Part B premium
- If the plan has a monthly premium, you must pay that in addition to the Part B premium
- You pay copays or coinsurance for covered services. Costs and rules vary by plan.
- Most people pay the Part B premium
- If the plan has a monthly premium, you must pay that in addition to the Part B premium
- You pay copays or coinsurance for covered services. Costs and rules vary by plan.
Please provide your information below to request a quote on a new Medicare Advantage Plan.
Please provide your information below to request a quote on a new Medicare Advantage Plan.
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